Finance your purchase

As well as payment via debit or credit card, we also offer a selection of ‘interest-free’ and ‘financed’ payment options for those times when you need to spread the cost of your equipment purchase over a longer period (subject to status).

Klarna

Buy now, pay later with Klarna.

REPRESENTATIVE EXAMPLE

Representative APR (variable) 18.9% with an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a.

Whilst these options are widely promoted, they are subject to your financial circumstances. You must be at least 18, have a UK bank account and address. Credit provided by Klarna Bank AB (publ), Sveavägen 46, 111 34, Stockholm, Sweden. If you already have a Klarna Credit account, your purchase will be added to your balance. Not paying according to terms may cause your interest rate to increase as described in the representative example above.

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PayPal Credit

0% interest for 4 months on all baskets of £99+ when you check out with PayPal and choose PayPal Credit.

REPRESENTATIVE EXAMPLE

Representative: 21.9% APR (variable); Purchase interest rate: 21.9% p.a. (variable); Assumed Credit limit: £1,200

Minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any baskets under £99 will be charged interest at 21.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit is trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349.

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Novuna Finance

We have partnered with Novuna so you can spread the cost of your purchase. Find out more about the options available to you on this page.

Minimum Criteria to be eligible for a loan with Novuna:

• Minimum age of 18 years old.
• UK resident of more than 12 months.
• Own personal bank account from which a Direct Debit can be taken.
• Permanent employment, working minimum 16hrs per week.
• Self employed.
• Retired person.
• On disability allowance.
• Registered carer.
• Unemployed & ‘house person’ (with consent of co-habiting working partner).

Find out more in our FAQs section here

The application process:

1. Browse to the product page of any product where Novuna finance is available (products over £550). Finance availability is indicated under the product’s price. If the item is out of stock, please call to check availability.
2. Configure the product quantity box along with any options and/or addable items, then click the ‘Apply’ button in the Novuna finance Section.
3. Configure the pop-up widget to view the available finance options
4. Click the ‘Apply Now’ button to initiate Novuna’s application process, pay the agreed deposit and submit your application. Please note that this application involves a credit check.
5. In most cases you will receive an instant decision. If Novuna require further information for your application, you will be clearly notified and instructed.
6. If your application is declined, you can contact Novuna for more information. An email confirming details of the credit reference agency used will also be sent.
7. After the application, you will be returned to the Disc DJ Store website, and the Disc DJ Store will manually book out your order for you. You do not need to do anything, the Disc DJ Store will be in touch.

Typical Finance Examples

We can offer 24 months 0% finance on certain products. Please contact us if you are interested.

Cancellation Rights:

You have the right to cancel your order within 14 days of placing it. You can cancel your order by emailing us at finance@thediscdjstore.com or calling us on 01274 394730. The 14-day cooling off period does not affect our refunds and returns policy, click here.

Compliance Information:

We are FCA and ICO authorised meaning all your details are 100% safe, secure and private and we do not store any card details on our system.

The Disc DJ Store is a trading name of The Disc DJ Store Ltd registered in England & Wales, registration number 07082170. Registered office address is 118 Sunbridge Road, Bradford, West Yorkshire BD1 2NE. Tel 01274 394730 or email finance@thediscdjstore.com.

The Disc DJ Store Ltd is authorised and regulated by the Financial Conduct Authority, FCA registration number 718370 and the Information Commissioners Office, ICO registration number ZB185720

The Disc DJ Store Ltd trading as The Disc DJ Store acts as a credit broker and is not a lender, introducing customers to Novuna Finance.

Novuna Finance is a company registered in England and Wales 1630491 and authorised and regulated by the Financial Conduct Authority, registration number: 704348

Complaints Procedure:

On the rare occasion that we do receive a complaint, we take it very seriously. If you are unhappy with the any aspect of the goods you purchased with us, you may contact us in any way you prefer. Our contact details are as follows.

Address: 118 Sunbridge Road, Bradford, West Yorkshire BD1 2NE

Email: finance@thediscdjstore.com

Tel: 01274 394730

If your complaint relates to the finance linked to your purchase you can still let us know about this, but we will forward it on to your credit provider Novuna. Novuna will acknowledge your complaint and investigate it thoroughly and issue their response within eight weeks.

What to do if you can't reach an agreement:

If you are not satisfied with Novuna’s response to your complaint relating to the finance agreement, you may be able to refer the matter to the Financial Ombudsman Service. You must contact them within six months of the date of Novuna’s final response letter to you.

Contact The Financial Ombudsman:

Address: Financial Ombudsman Service, Exchange Tower, London, E14 9SR

Web: www.financial-ombudsman.org.uk

Email: complaint.info@financial-ombudsman.org.uk

Tel: 0300 123 9 123