Finance your purchase

As well as payment via debit or credit card, we also offer a selection of ‘interest-free’ and ‘financed’ payment options for those times when you need to spread the cost of your equipment purchase over a longer period (subject to status).

Klarna Available

3 Interest-free instalments

Add items to your shopping basket.
Spend £60 or more
Select ‘Klarna’ at checkout
Choose ‘Pay in 3 interest free payments’
The first payment is taken when your order is confirmed.
2 further payments will be taken over the next 2 months

Or spread the cost up to 3 years

0% interest on terms of 6 months
18.9% interest on terms 12 - 36 months
Add items to your shopping basket.
Spend £400 or more
Select ‘Klarna’ at checkout
Choose from the range of ‘Financing’ options

REPRESENTATIVE EXAMPLE

Representative APR (variable) 18.9% with an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a.

Whilst these options are widely promoted, they are subject to your financial circumstances. You must be at least 18, have a UK bank account and address. Credit provided by Klarna Bank AB (publ), Sveavägen 46, 111 34, Stockholm, Sweden. If you already have a Klarna Credit account, your purchase will be added to your balance. Not paying according to terms may cause your interest rate to increase as described in the representative example above.

The Disc DJ Store Ltd, 118 Sunbridge Road, Bradford BD1 2NE is authorised and regulated by the Financial Conduct Authority (FCA FRN 718370) and acts as a credit intermediary and not a lender, offering credit products provided [exclusively by Klarna Bank AB (publ)] [by a limited number of finance providers, including Klarna Bank AB (publ)]. Please note that [Pay in 3 instalments] [and] [Pay in 30 days] agreements are not regulated by the FCA. Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs and late fees apply. Klarna.com/uk/terms-and-conditions

PayPal Credit

0% interest for 4 months on all baskets of £99+ when you check out with PayPal and choose PayPal Credit, or choose 3 split payments, available on items £20 - £2000

Add to Basket

Add the items you wish to purchase to your basket.

Check out with PayPal

Pay with your PayPal account (or create one with just an email and password) and select PayPal Credit.

Choose Credit or Split Payments

Get an instant decision and, if approved, complete your purchase immediately.

REPRESENTATIVE EXAMPLE

Representative: 21.9% APR (variable); Purchase interest rate: 21.9% p.a. (variable); Assumed Credit limit: £1,200

Minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any baskets under £99 will be charged interest at 21.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit is trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349.

etika Finance

We have partnered with etika so you can spread the cost of your purchase. Find out more about the options available to you on this page.

Minimum Criteria to be eligible for a loan with etika:

You must be over 18 years of age.
You must be employed at least 16 hours per week, self-employed, retired in receipt of a pension or receiving disability payments.
You must be a permanent UK resident with at least 3 years UK address history.
You must have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.
You must have an active valid email address

The application process:

Check if you are eligible for finance using the etika ‘See if I am pre-qualified link’ in the finance options box on any product page. This is a soft check and does not impact your credit file.
Browse to the product page of any product where etika finance is available (products over £350). Finance availability is indicated under the product’s price. If the item is out of stock, please call to check availability.
Configure the product quantity box along with any options and/or addable items, then click the ‘Apply’ button in the etika finance Section.
Configure the pop-up widget to view the available finance options
Click the ‘Apply Now’ button to initiate etika’s application process, pay the agreed deposit and submit your application. Please note that this application involves a credit check.
In most cases you will receive an instant decision. If etika require further information for your application, you will be clearly notified and instructed.
If your application is declined, you can contact etika for more information. An email confirming details of the credit reference agency used will also be sent.
After the application, you will be returned to the Disc DJ Store website, and the Disc DJ Store will manually book out your order for you. You do not need to do anything, the Disc DJ Store will be in touch.

Typical Finance Examples

A £1000 sale
at 0% APR over 12 months:

Sale amount: £1000

Deposit amount (10%): £100

Credit amount: £900

Representative APR: 0%

Interest Rate: 0%

Number of repayments: 12

Monthly repayment: £75

Total amount of interest: £0

Total amount payable: £1000

A £1429 sale at
14.9% APR over 48 months:

Sale amount: £1,429

Deposit amount (50%): £714.50

Credit amount: £714.50

Representative APR: 14.9%

Interest Rate: 13.99%

Number of repayments: 48

Monthly repayment: £19.71

Final Monthly repayment: £19.41

Total amount of interest: £231.28

Total amount payable: £1,660.28

We can offer 24 months 0% finance on certain products. Please contact us if you are interested.

Cancellation Rights:

You have the right to cancel your order within 14 days of placing it. You can cancel your order by emailing us at [email protected] or calling us on 01274 394730. The 14-day cooling off period does not affect our refunds and returns policy, click here.

Compliance Information:

We are FCA and ICO authorised meaning all your details are 100% safe, secure and private and we do not store any card details on our system.

The Disc DJ Store is a trading name of The Disc DJ Store Ltd registered in England & Wales, registration number 07082170. Registered office address is 118 Sunbridge Road, Bradford, West Yorkshire BD1 2NE. Tel 01274 394730 or email [email protected].

The Disc DJ Store Ltd is authorised and regulated by the Financial Conduct Authority, FCA registration number 718370 and the Information Commissioners Office, ICO registration number ZB185720

The Disc DJ Store Ltd trading as The Disc DJ Store acts as a credit broker and is not a lender, introducing customers to Etika Finance UK Ltd.

Etika (a trading name of Etika Finance UK Ltd) is a company registered in England and Wales 07440512 and authorised and regulated by the Financial Conduct Authority, registration number: 697658.

Complaints Procedure:

If for any reason you want to raise a complaint concerning finance, please contact us on the methods below.

Address: 118 Sunbridge Road, Bradford, West Yorkshire BD1 2NE

Email: [email protected]

Tel: 01274 394730

We will do our best to resolve your complaint within 3 working days of receiving it. If this is not possible, we will send you a letter acknowledging your complaint and will resolve it within 8 weeks at the latest. But if, for any reason, you are not satisfied with the response you can come back to us or escalate your complaint to the Financial Ombudsman Service.